“We understand that there are many out-of-town companies approaching homeowners with rapid quotes and promises to complete the work quickly,” that the HBA explained. “We recommend for you to be extremely careful when hiring roofing contractors to repair or replace your roof and damaged land.”
Following any storm, consumers need to be careful of “fly-by-night operators” seeking to”make the most of homeowners.”
Obtain a written quote and contract.
Compare the cost estimate from your insurance provider together with the quote by the roofer/contractor. They most likely will not match exactly but should be similar for the damage.
Request and check references.
Roofers and Contractors should be ready to provide the names of former clients. Call several former customers who had similar work done to create certain they were pleased with the job.
Request proof of insurance.
Make certain the roofer or contractor carries general liability insurance and workers’ compensation. If the contractor isn’t insured, the homeowner may be liable for accidents that happen on the property.
Utilize licensed roofers and contractors.
Get guarantees in writing.
A complete contract should clearly state all the tasks to be performed, all associated costs and the payment schedule. Never sign a blank contract or one with blank spaces. Make sure the contract clearly states who will apply for the necessary permits or licenses.
Get local building permits if needed.
Permits may be required for site work, other than demolition, and for reconstruction. Contact the local government for license information.
Pay by check after the job is finished.
Avoid Earning money payments. The safest path is to write a check to the contracting firm.
The following are some red flags and warning signs to watch out for:
- Roofer or Contractor needs 50% deposit and cost of materials.
- Roofer or Contractor features financing of the deductible or other important expenses.
- Roofer or Contractor and the insurance assessor that composes the extent and/or validates completion of job will be the same business.
- Roofer or Contractor highlights cost saving over relationship, confidence and last warranty of gratification.